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Mondo Zelaya · Operator Tools

Mondo Zelaya · Free Operator Tool

The Operator's
Property Checkup

Before you sign anything — run the numbers. Enter your figures and every key metric calculates instantly.

Property Profile
Property / Address
Date of Analysis
Where You Found It
Deal Context
Asset Type
Number of Units / Tenants
Avg Lease Remaining (yrs)
Block A: Acquisition Cost
List Price
$
Your Target Price
$
Equity In %
%
Equity Required ($)
$287,500
Note Balance
$862,500
Gold fields = your inputs
Block B: Income & Expenses
Scheduled Annual Rent
$
Other Income
$
Scheduled Gross Income
$115,200
Vacancy & Credit Loss %
%
Income Lost to Vacancy
$8,064
Collected Gross Income
$107,136
Operating Costs
Property Taxes
$
Insurance
$
Property Management
$
Repairs & Upkeep
$
Miscellaneous
$
Total Operating Costs
$45,100
NET OPERATING INCOME (NOI)
$62,036
The 3 Operator Checks
CHECK 1: Cap Rate
SLOW
5.4%
Healthy range: 6% – 10%+ (market-dependent)
Note Interest Rate
%
Amortization (years)
CHECK 2: Annual Debt Payment
STOP
$70,605
Coverage Ratio: 0.88x · Minimum: 1.25x
Monthly Debt Payment$5,884
Monthly Free Cash$-714
Annual Free Cash Flow$-8,569
CHECK 3: Cash-on-Equity Return
STOP
-3.0%
Strong: 8–12%+ · Weak: below 5% — walk away
Mondo's Operator Call
WALK AWAY — The numbers don't lie. This deal doesn't work at this price.
STOP
Want Mondo to Take a Look?

Drop your number or email below — no pitch, no pressure. Mondo will look at your deal and give you a straight answer.

Save Your Results

No spam. Your results are saved for your reference and shared with Mondo.

This is a quick-screen tool built from 30 years of operating businesses and closing deals in Northern New Jersey. It's not a substitute for a full underwriting review — but if the numbers don't work here, they won't work anywhere. Run it fast. Trust what it tells you.

Talk to Mondo — 973.495.5298

Ignacio "Mondo" Zelaya · Berkshire Hathaway HomeServices Abbott Realtors · NJ License #9799944